1- ROAD MAP
Defining your financial objectives and goals. Our advisers will have a discussion with you and identify where you are today and where you’d like to be in the future. This is a process of discovery and includes discussions about your ideal lifestyle.
2- ABOUT YOU
Gathering your personal & financial information. We’ll discuss your current financial position identifying your income & expenditure, assets & liabilities as well as your risk attitude, tolerance & capacity.
3- ANALYSIS & RESEARCH
Analyse your financial and personal information. This is the ‘behind the scenes’ part of the process where we will be reviewing the information you’ve provided and researching appropriate strategies and products to facilitate the move towards achieving the goals we identified.
4- STRATEGY DEVELOPMENT & PRESENTATION
A team of experts will construct a financial plan that will clearly outline what you are wanting to achieve, our recommendations and the benefits & risks of acting on the advice. Your adviser will present and discuss the contents of the plan in an easy to understand manner. There is no obligation to proceed with the recommendations in the financial plan and we will only implement the recommendations you are comfortable with and fully understand.
5- IMPLEMENTATION
Once the plan has been presented and you’ve confirmed your understanding, we will co-ordinate the implementation of the recommendations you are comfortable to proceed with. Once complete, your adviser will take the time to review and summarise the implemented strategies so that you are fully aware of your new financial position.
6- MONITOR & REVIEW
We continue the journey together and encourage regular review meetings to discuss your progress, celebrate achievements and discuss life changes. A SWM adviser is always available to our clients and their door is always open.